Self representation

Inspired by Heather Mills and Paul McCartney's divorce, a record number of couples now represent themselves in court.

Although self representation saves money, a bitter divorce can be hard to fight without legal advice and unless both parties are representing themselves it can lead to an unbalanced financial settlement.

Getting divorced online

Where there's no custody dispute or claims for financial provision, and straightforward grounds for divorce, court action isn't necessary and applications for a 'quickie' divorce can be made.

As of June 2007, couples have been able to execute 'quickie' divorces online for around £65, plus court fees (usually around £300). It's a lawyer-free process that takes 12-16 weeks.

Good relations

Reaching an amicable, non-confrontational resolution, with court kept as a last resort, can save thousands.

Many couples start off amicably, but find the involvement of solicitors and courts cause complications and ill feeling. It helps to talk regularly and pledge to complete the divorce in as little time as possible.

If you're struggling, consider asking a third and impartial party to mediate. This could be a friend or colleague, or a professional. Organisations like Relate, Advice Now and National Family Mediation can offer counselling, advice and resources.

Prepare for the worst

A pre-nup saves money and headaches in the event that your marriage doesn't work out. Just like divorces, low cost and legally-acknowledged pre-nups can be obtained online.

Even if you don't opt for a formal pre-nup, talk through money issues before you get married. Being practical isn't necessarily 'unromantic' as it can lead to greater trust in the long-term.